Invest once in this policy of LIC, you can get a monthly pension of 35 thousand rupees
While taking LIC pension, the customer has two options, either he can get the pension started immediately, or he can get the pension after some time.
LIC is considered the most trusted company in the country. Investors trust this company more than other companies because it is a government company. So investors are not afraid of sinking money in LIC.
There are many policies of LIC in which you can invest. We are telling you about a policy of LIC in which you will have to invest once and you will get good pension every month. The name of this policy of LIC is Jeevan Shanti Scheme. In this policy, customers have to pay lump sum.
The customer taking the policy has two options regarding pension – first Immediate, second Deferred Annuity. If you choose the intermediate option, you start getting pension soon after taking the policy.
You can take pension after some time (5, 10, 15 or 20 years) of taking policy in choosing deferred annuity. On choosing the option of intermediate, you get to choose 7 types of options. You get two options in choosing a deferred annuity.
With this policy, customers also get the facility of loan. Also, you can surrender it anytime after 3 months.
Understand like this,
if you join the policy after the age of 35 years, then you can get pension immediately. With this, you can also take pension 5, 10, 15 or 20 years.
Suppose a person of fifty years chooses Option A i.e. pension option per month and with this, if he opts for 10 lakh equal assured option, then he will have to pay a premium of 10 lakh 18 thousand rupees. After this investment, they will get a pension of Rs 5,617 per month. This pension will be received as long as the policy holder remains alive.
Similarly, if a person of 46 years chooses Option A i.e. Pension Monthly Option and along with this, he chooses 65 lakh Sum Assured option. So he will have to pay a premium of Rs 66,17,000. After this investment, he will get a pension of Rs 35,263 per month. This pension will be available as long as the policy holder is alive. At the same time, this pension will stop coming after the demise.
To take this policy, you must be at least 30 years old. If you want a pension immediately, then the maximum age should be 85 years. The maximum age for the difference plan should be 79 years. For more information you can click on this link- https://ift.tt/3fdw6CS
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