6 Best Zero Balance Saving Accounts, the account will be opened in a pinch and you will get more profit from FD!

Best Savings Account- There is a problem in maintaining minimum balance in the bank, then know here the solution to your problem .. Let us tell you about the special savings bank account where there is no charge on the minimum balance …

new Delhi. Due to Corona, people are facing many problems related to money. The first problem in this is the maintenance of minimum balance in the bank account. For this reason, banks charge large amount as penalty from customers. Many banks of the country offer zero balance saving accounts for such people. Zero Balance Savings Accounts is an account in which there is no need to keep any minimum balance. Explain that in many banks, the minimum balance limit is up to 10 thousand rupees. Let’s know about them …

Also Read: Indira Gandhi National Old Age Pension Scheme to all in this government school

(1) IDFC First Bank, First Saving Account: In this zero balance saving account, you get the benefit of any number of transactions from any ATM. You can also avail services of Mobile Banking and NetBanking for free. With the necessary documents, you can open these accounts by going to any nearest branch. Zero balance account of this bank earns interest at the rate of 6 to 7%.

(2) Yes Bank, Smart Salary Advantage: In this zero balance saving account you can do unlimited transactions from ATMs and 5 times free transactions from other ATMs. Also, using mobile banking and internet banking, you can do unlimited NEFT and RTGS. In this, you will get interest of 4 to 6 percent.

(3) SBI-Basic Savings Bank Deposit Account: You can open this account with the help of valid KYC document. The bank will also give you a Rupees ATM less debit card, due to which money can be withdrawn from the ATM. In this month, you will get 4 cash withdrawals from SBI’s ATM or other banks’ ATMs for free. Also, you will also get interest at the annual rate of 2.75 percent on the money kept in this bank account.

(4) IndusInd Bank- IndusInd Online Saving Account: Unlimited ATM transactions also have the benefit of online savings account. Also, the services of mobile banking and internet banking are free. You can open a zero balance saving account by giving your Aadhaar and PAN through online application. In this, you will get interest of 4 to 6 percent.

(5) Kotak Mahindra Bank- 811 Digital Bank Account: In this bank account you will not need to keep any minimum balance. You can open it using digital banking. In this, you will also get 811 virtual debit card, which you can use for online shopping, bill payment and DTH recharge. You get up to 4 percent interest in this bank account.

(6) HDFC Bank – Basic Savings Bank Deposit Account: Basic Savings Bank Deposit Account can be opened in HDFC Bank, in which you will not need to keep any minimum balance. Account holders will get free services like ATM cum debit card, free passbook service, free deposit, withdrawal as well as checkbook, email statement, demand draft. Also, services like NetBanking, Phone Banking and Mobile Banking will also be available. There is a limit of 4 cash withdrawals every month. On this account you get interest at the rate of 3 to 3.5%.

The post 6 Best Zero Balance Saving Accounts, the account will be opened in a pinch and you will get more profit from FD! appeared first on informalnewz.