Post Office Highest Plan: Lakhpati will make this plan of post office, only this amount has to be charged

If you do not want to take the risk, then the Small Saving Scheme is better for you. Yes, if you do not have the money collected, then RD is best for you because you have to deposit a little money every month.




If you do not want to take the risk, then the Small Saving Scheme is better for you. Yes, if you do not have the money collected, then RD is best for you because you have to deposit a little money every month. In RD, you can invest from 6 months to 10 years.

Also Read: Deposit minimum balance in savings account by December 11, otherwise service charge will have to be paid

After opening an account in a bank or post office, you can start RD. If you want, you can also invest 100 rupees in RD. On the other hand, if you invest 10 thousand rupees a month, after 10 years, you will get 16.28 lakh rupees as a matriarch.

Take care of it

RD installation should not be late
It feels fine.
Fine takes 1% per month.
If the installation stops then the account can also be closed.

How will open account

There are both single or joint option to open RD account. It can also accommodate 3 people. An account can also be opened in the name of a child. Its maturity period is 5 years, which can be extended later.

What is RD?

Like FDs in Recording Deposit, one has to invest fixed amount every month instead of putting money in one go. This money is later returned with interest at the agreed time. This method is considered good enough to get used to saving.

Just how much interest on small savings

>> National Savings Recurring Deposit Account: 5.8%
>> National Savings Monthly Income Account Account: 6.6%
>> Kisan Vikas Patra (Kisan Vikas Patra): 6.9%
>> Public Provident Fund: 7.1%
>> National Savings Certificate: 6.8%
>> Sukanya Samriddhi Scheme: 7.6%
>> Senior Citizens Savings Scheme: 7.4%
>> The interest rate on savings deposit will be 4% per annum.
>> On term deposits for 1 to 5 years, interest will be given at the rate of 5.5-6.7 percent.

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