Post Office MIS: Make guaranteed earnings of Rs 5000 every month

new Delhi. Every man wants that he gets guaranteed income every month on investment. If you think the same, then you can invest in a guaranteed earning post office scheme every month. It is the only monthly earning scheme of the country, in which the Government of India guarantees the security of investment. Given the very good benefits in this scheme, the government allows only limited investment. If you also want to earn guaranteed 4950 rupees every month, then you can invest in this scheme of post office. Let us know what this scheme is and how much maximum investment can be made in it.

Know the post office MIS

The scheme which earns every month is called Post Office Monthly Income Scheme Account (MIS). Maximum 4950 rupees can be earned every month by investing in this scheme. In this scheme, the post office is currently paying 6.6 percent interest.

Know the rules for maximum deposit in post office MIS

Rules have been made regarding deposit in post office MIS. The government gives the exemption of depositing a maximum of Rs. 4.50 lakhs in single name in the post office MIS. On the other hand, if the money is deposited in this scheme by joint name, then a maximum of 9 lakh rupees can be deposited.

Know the post office MIS monthly interest

Interest is paid every month in post office MIS. After the scheme is completed, your deposit is returned. If a person deposits a maximum of Rs. 50 lakhs under this scheme single name, then he gets Rs. 2475 as interest every month. In a year, this money is Rs 29,700. On the other hand, if this account is opened in a joint name, then you get an interest of Rs 4,950 every month. This interest is Rs 59,400 annually.

Who can open MIS account in post office

Every Indian can open his account in post office MIS. It can be opened by single name or by joint name. The scheme is 5 years old. That is, once depositing money in the post office MIS, you will get interest every month for 5 years. The deposit principal is returned on completion of the scheme.

How much money does post office MIS account open

The post office MIS can be opened from a minimum of Rs 1000. After this, if more money is required to be deposited, then it can be deposited in the coefficient of 100 rupees. However a maximum deposit of Rs 4.50 lakh can be made in single name and Rs 9 lakh in joint name. If the depositor needs money in between then he can withdraw his money from this scheme with conditions.

 

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