Senior Citizens Special FD Scheme: Last opportunity to invest in Senior Citizens Special FD Scheme, it will be a big loss if missed

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Senior Citizens Special FD Scheme: Senior citizens at HDFC Bank and ICICI Bank have the opportunity to get higher interest on FDs till 31 December 2020.





Today is the last chance for senior citizens to get more interest on Fixed Deposit. Actually, keeping in mind the corona virus epidemic, big banks of the country like State Bank of India (SBI), HDFC Bank, ICICI Bank brought special fixed deposit (FD) scheme for senior citizens. This special FD scheme was launched in May to protect the interests of senior citizens as interest rates were falling sharply. In this scheme, additional interest of up to 0.50 per cent was offered above the interest rate applicable for senior citizens. Senior citizens at HDFC Bank and ICICI Bank have the opportunity to get more interest on FDs till today i.e. December 31, 2020.

SBI recently announced that it is extending this additional interest scheme for senior citizens till 31 March 2021. But the remaining two banks HDFC Bank and ICICI Bank have not announced to pursue this scheme. That is, today is the last chance to invest in this scheme.

Also Read: Big Aadhaar PVC Cards update: UIDAI launches new pocket friendly model with new security features

HDFC Bank’s Special FD Scheme for Senior Citizens

HDFC Bank introduced HDFC Senior Citizen Care, a special FD scheme for senior citizens. The bank offers 0.75 per cent higher interest rate on these deposits. If a senior citizen makes a fixed deposit under the Senior Citizen Care FD of HDFC Bank, the interest rate applicable to the FD will be 6.25%. These rates are applicable from 13 November.

ICICI Bank Special FD Scheme

ICICI Bank has introduced a special FD scheme for senior citizens ICICI Bank Golden Years (ICICI Bank Golden Years) scheme. The bank is offering 0.80 percent more interest in this scheme. ICICI Bank Golden Year FD Scheme is offering 6.30% interest rate annually to senior citizens. These rates are effective from October 21.

 



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