PF Claim Reject : Keep In Mind These 8 Things Related To PF Account Bank KYC
PF Claim Reject: Friends, to get online PF claim from UAN member portal.
It is very important to update bank KYC, but there are some important things related to PF account bank KYC, if made a mistake, PF claim can be rejected or set to be settled. Can be returned after So today we will tell you 8 important points related to bank KYC in PF account, which you need to take care of. If you understand these 8 points, then your PF claim may be rejected for some other reason, but the bank will never reject due to KYC. Let us know all these 8 points-
Do Not Add A Single Bank Account To 5 Or More UAN Accounts.
If you have 5 or more UAN account numbers, do not add the same bank account KYC to all those UAN accounts. If you do this then your account will be considered as suspicious and your bank account will be blocked in the EPFO system. You will get to see some such error message when UAN member portal goes into online services-
When EPFO comes to know that these five UAN accounts belong to the same person, only then your bank account will be unblocked or in such a situation you can get rid of this error by updating different bank accounts in each of your UAN accounts.
PF Account Bank KYC: Link A Bank Account To A Single UAN Account.
If you have linked any one bank account to 2 or more UAN accounts, you will still see an error, stating that your bank account number is linked to another UAN account-
the bank account linked with this account is also linked with the following UANs
So if you have two or more UAN accounts, then you link a separate bank account in each UAN account.
PF Account Bank KYC: Do Not Add Joint Bank Account KYC.
Many times a PF claim is also rejected due to a joint bank account, if you have also added a joint bank account number to UAN KYC, then before making any claim, link your personal bank account to your UAN account. |
Name / Account Number And IFSC Code Should Be Printed.
At the time of PF claim, photo of bank account passbook or checkbook is also uploaded. You upload the passbook, even if you upload the photo of the check book, keep in mind that your name, account number and IFSC code are printed in it and it is clearly visible. In many check books, the name is not printed and due to this PF claims are rejected, in such a case, it would be right to upload the photo of the passbook.
Father Name Should Be Correct In Bank Passbook.
Father’s name is also printed in the bank passbook, if you are uploading a passbook photo of your bank account while making a PF claim, keep in mind that father’s name in your PF account and father’s name in your passbook. The name should be equal, meaning there should be no difference in it. Many times PF claims are rejected for this reason too. If there is a slight difference between the father’s name in your PF account and in the passbook, then you upload your check book photo as father’s name is not printed in the check book.
While Updating The Bank KYC Also Write 0.
Most bank account numbers have 0 digits (zero) at the beginning or at the end, many people ignore it and do not write this 0 while updating the bank KYC on UAN portal, do not make such mistake. Write in the same way as your bank account number and also write all 0 in it, whether it is in the beginning or in the end.
For example a pf member has a bank account number 0022104000411234, but when he updated the bank KYC in his UAN account, he wrote the account number 22104000411234, then his bank KYC will be wrong and his PF claim can be rejected or settled. Return can happen.
Write Bank Account Number Of SBI For 17 Digits Instead Of 11 Digits.
SBI bank account number is printed in the passbook or check book of 11 digits, while on logging into net banking of SBI, this account number appears to be 17 digits, many times even 11 digits of SBI account is rejected pf claim Become
In such a situation, if you are adding SBI bank account to your PF account, then put 6 zeros before 11 digits, which will make it a 17 digit account number. Because in reality, the first 6 zeros of your 11-digit account number are placed and it is a 17-digit account number.
Keep KYC Fullfill In Your Bank Account.
Just as Aadhaar and bank KYC are required to be updated to claim PF in your UAN account, in the same way, your KYC needs to be updated in your bank branch in order for your bank account to be properly transacted. Therefore, before linking any bank account to your PF account, find out whether your bank account is fully filled or not, that means it has Aadhaar and PAN KYC link. Many times, there is no transaction due to lack of AADHAAR or PAN KYC link. Or more than 50 thousand rupees are not deposited in bank accounts.
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