Big News: The post office has changed the rules related to ATM card and transaction, it will have a direct effect on you

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Big News: The post office has changed the rules related to ATM card and transaction, it will have a direct effect on you

If you have a savings account in the post office, then there is news of work for you. There is going to be a change in the charges on the ATM card from October 1.

Post Office Savings Account ATM Charges: There is less news for customers with savings account in the post office. There is going to be a change in the charges on the ATM card from October 1. The post office has given this information by issuing a circular. The department has limited financial and non-financial transactions done at ATMs in a month. Let us know about the new charges on Post Office Savings Account.




Post office new atm charges

From October 1, the annual maintenance charge for post office ATM/debit cards will be Rs 125 plus GST. Let us tell you that these charges will be applicable from 1 October 2021 to 30 September 2022. India Post will now charge Rs 12 plus GST for SMS alerts sent to its customers.

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If India Post customers lose their ATM card, they will be charged Rs 300 plus GST from October 1 for getting another debit card. Apart from this, if the ATM PIN is lost, then charges will also have to be paid for the duplicate PIN from October 1. For this, customers will have to go to the branch and get the PIN again, for which they will be charged Rs 50 plus GST. If ATM or POS transactions are refused due to lack of balance in the savings account, the customer will have to pay Rs 20 plus GST for the same.




The number of free transactions has also been limited.

Apart from this, the postal department has also limited the number of free transactions that can be done at ATMs. As per the circular, after five free transactions at India Post’s own ATMs, GST will be charged along with Rs 10 per financial transaction.

Know how much it will charge?

For non-financial transactions at India Post’s own ATMs, customers will have to pay Rs 5 plus GST per transaction after five free transactions. In case of ATMs of other banks, after three free transactions in metro cities or five free transactions in non-metro cities, one will have to pay Rs.8 plus GST. Debit card holders will have to pay 1% of the transaction for cash withdrawal at Point of Service (POS), subject to a maximum of Rs 5 per transaction. That is, overall the customers of India Post will now have to pay more.



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