THE NEWS BULLET

Your policy premium is based on the IDV of the car. If you increase it the premium will increase and if you decrease it the premium will decrease. Car Insurance Premium Cost: Third-party insurance is necessary in India , so one should also take car insurance for the safety of yourself and family. If you have a small car then the premium burden is not that much, but the insurance premium for bigger vehicles like SUV is much higher. There are many factors behind the premium of car insurance. The premium for K is decided on the basis of factors like vehicle type, IDV (Insured Declared Value), age of the car, engine capacity and geographic area. If you increase the IDV, the premium will increase and if you decrease it, the premium will decrease. What is included in the premium cost: The premium of car insurance includes cover for three things. Third party cover, which is required in India. Personal Accident cover and Odd (Own Damage) cover. If you include another rider or add-on, ...

Several hospitals and patients have raised fake and inflated bills during the Covid pandemic to defraud insurance companies Insurance distributor Avdesh Mishra receives a call from his friend who worked at a hospital in Meerut. The friend wanted Mishra to convince his health insurance clients to file fake claims with the insurer before their policies expire. “His idea was to generate fake hospital bills in the name of my clients, who would have produced these bills to the insurer to claim insurance against hospitalisation. The claims amount would have been divided among us and my client. Not only did I refuse his offer but also blocked his number,” says Mishra. The situation is dire in remote villages. Some gram panchayats which hold sway in villages convince insurance agents to issue policies in the name of people who have died recently. They tamper with the death certificates and manage to file life insurance claim with the insurer. “When insurance executives visit to verify ...

Alert: In this payment can be done only by touching the card with POS machine. No PIN or OTP is required. In such a situation, anyone can easily pay with your card. Contactless Debit-Credit Card: You must have heard about contactless debit cards or contactless credit cards, which make contactless payments. That is, without swapping in the machine and without entering the PIN, the payment is done. You may also have a credit or debit card called a Wi-Fi enabled card. If you haven’t noticed, take it out of your purse and check that your credit and debit cards will have a symbol that looks exactly like the symbol of Wi-Fi, then understand that you have a contactless card. It also has its advantages, but if it is not taken care of, then it can also have some disadvantages. Before knowing the advantages and disadvantages, let us know how it works.. How Wi-Fi Enabled Card Works? Wi-Fi enabled credit-debit cards, also known as contactless cards, can be used to make transactions of u...

PMFME Scheme: Resource persons have been created in every district, who prepare DPRs for the units. Also, you can get all the information about taking a loan from the bank, fulfilling the FSSAI standard and getting registered. PM Formalization of Micro Food Processing Enterprises Scheme: The corona pandemic has caused a lot of damage to the economies of countries around the world. In the country too, from small businessmen to big businessmen… lakhs of people were financially troubled. To overcome this, the central government is supporting the people through various schemes. One of these schemes is PM Formalization of Micro Food Processing Enterprises Scheme (PMFME Scheme). People know very little about it. From the name of the scheme, you must have understood that this is a scheme related to the food processing sector. The government gives big money as help to those who want to start their work in the food industry. With the help of the government, people can start their work...

LIC Cards Services Limited and IDBI Bank have announced the launch of two credit cards. New Delhi. LIC Cards Services Limited and IDBI Bank have announced the launch of two variants of the co-branded RuPay Credit Card. These cards are Eclat Select Credit Card and Lumine Platinum Credit Card. Card Features- Lumine card holders will get 3 Delight Points on spending Rs.100. At the same time, Eclat card holders will get 4 points on spending Rs 100. Lumine card holders will get 1000 bonus points for spending Rs 10,000 within 60 days of credit card issuance. At the same time, Eclat card holders will get 1500 bonus points. Both the credit cards come with a validity of 4 years and interest free credit period of up to 48 days. You will get 2X Reward Points on LIC renewal or premium payment through both these credit cards. Transactions above Rs 3 thousand can be converted into EMI of 3, 6, 9 or 12 months. The special thing is that there will be zero processing and foreclosure ch...

LPG Gas Cylinder Price: Government oil companies have increased the prices of commercial gas cylinders. The price of 19 kg commercial gas cylinder in Delhi has increased from Rs 1,500 to Rs 1623 per cylinder. New Delhi: On the first day of the month itself, there has been a blow on the pocket of the common man. The prices of gas cylinders ( LPG Gas Cylinder Price) have increased again. Government oil companies have increased the prices of gas cylinders by Rs 73.5 per cylinder. Let us tell you that only commercial gas prices have been increased this month. At the same time, the prices of domestic LPG remain the same. In the capital Delhi, the price of 19 kg commercial gas cylinder has increased from Rs 1,500 to Rs 1623 per cylinder. Let us tell you that the prices of 14.2 kg gas cylinder will remain the same as last month. In the month of July, the oil companies had increased the gas cylinder by 25.50 per cylinder. The price of 14.2 kg non-subsidized LPG cylinder in Delhi is R...

Reliance Jio has launched a new plan which costs Rs 75. New Delhi. Reliance Jio has launched a new plan which costs Rs 75. This plan is for JioPhone users. This plan is exclusively for JioPhone users. It is called JIOPHONE ALL-IN-ONE PLAN. Its validity is 28 days. Jio’s Rs 75 plan is Being given 3GB data in it. Data will be given per day 0.1 GB per day and in this additional 200 MB data will be given. Apart from this, unlimited calling facility is also available on any number. In this, the company is also giving 50 SMS. At the same time, this Buy One Get One offer is also being available in which recharging one plan will get the benefit of two plans. 79 Plan of Rs Tell the telecom company has the cheapest plans expensive Airtel (Airtel). Airtel has discontinued its Rs 49 prepaid recharge plan. Now Airtel has reduced this plan to Rs 79 but customers are getting double benefit in this. Airtel’s Rs 79 plan will get Rs 64 talk time and 200MB data will also be available daily. Ai...

The risk cover in this policy increases after every five years. Life Insurance Corporation ( LIC ) provides a slew of investment options that offer impressive safe returns on investment. Through the LIC Jeevan Pragati scheme, the state-owned insurer offers investors a chance to secure their future. This scheme follows the guidelines set by the Insurance Regulatory and Development Authority of India (IRDAI). In the Jeevan Pragati scheme, a person has to invest only Rs 200 a day and after 20 years, they will get a return of Rs 28 lakh. Additionally, Rs 15, 000 as pension will also be given. Benefits The risk cover in this policy increases after every five years. After investing, the sum for the first five years remains the same. From 6 to 10 years, the sum insured increases from 25% to 125%. From 11 to 15 years, the sum insured rises to 150%. If you do not take out the money till 20 years, the sum insured will rise to 200%. Death Benefit If the policyholder dies during ...

PNB customers can now use the same ATM debit card for upto three accounts. Every bank in the country provides only one ATM Debit Card to their customers on one account. In other words, only one bank account is linked with a debit card. However, the Punjab National Bank (PNB) is now providing its users the facility to withdraw money from as many as three different bank accounts with just one debit card. PNB is offering its customers two facilities, ‘Add-on Card’ and ‘Add-on Account’. Under the ‘Add-on Card’ facility, it is possible to take three Debit Cards linked to a single bank account. At the same time, three accounts can be linked to one debit card under the ‘Add-on Account’ facility. According to the PNB, a customer can take two add-on cards for family members in addition to the existing debit card. However, this facility would be provided only to spouses, parents or children. With the help of these cards, you can withdraw money from the main account. Under the ‘ad...

PM Kisan Samman Nidhi 2021: So far 8 installments of Rs 2000 have reached the accounts of farmers under this scheme. But there are many farmers who have not received a single installment till now even though they have applied. New Delhi: PM Kisan Samman Nidhi 2021 Latest News: Under the ‘PM Kisan Samman Nidhi ‘ scheme, the 9th installment is going to come in the account of farmers. So far, 8 installments of Rs 2000 have reached the accounts of farmers under this scheme. In such a situation, you should check the status of your application once. There are many farmers who have not received a single installment till now even though they have applied. In fact, in some applications sent by the Agriculture Department to the Central Government, many mistakes have been found at the time of fund transfer by PFMS, due to which the installment amount is not being transferred. Application errors In this application, it is necessary to have the name of the farmer in ‘ENGLISH’. So the fa...

New RBI Rules: Services of NACH will now be available seven days a week. At present, its facilities are available only when banks are open. New Delhi: New RBI Rules: From August 1, i.e. today, many changes are taking place in the banking sector. With this, you will no longer have to wait for working days for important transactions like salary, pension and EMI payments. RBI has amended the rules of National Automated Clearing House (NACH). Under this new rule, now you will not have to wait for the passing of Saturday and Sunday i.e. weekend for your salary or pension. These changes will be applicable from August 1, 2021 i.e. from today. Now don’t have to wait for the weekend If the first of the month falls on a weekend, the salaried class has to wait till Monday for the credit to be credited to their salary account. RBI Governor Shaktikanta Das, during the credit policy review of June last month, had announced that in order to further enhance the convenience of customers and ...

Get ready for another linking. Government of India is going to link your driving license and Aadhar card . Aadhaar is already necessary to take advantage of ITR , PAN card and many government schemes . The government will make a new law regarding this. Central Minister Ravi Shankar Prasad has said, ‘We are soon bringing such a law, under which linking driving license with Aadhaar card will be mandatory.’ Why does the government want to link DL and Aadhaar? The reasoning of the government for linking the driving license with the Aadhar card is that one can run away by accident, get a duplicate license made and escape from such punishment, but after linking, no one can escape. After linking, you can change your name but not your biometric details. You can neither change the iris nor the fingerprints. Whenever you go to apply for a driving license for the second time, it will be known through the system that you already have a license and you will n...

If you’re planning to invest in an FD, here’s a list of 10 private banks that are currently offering the highest interest rates on normal FDs for tenures up to 5 years. Investment ease and clarity, guaranteed returns, multiple tenure options and high liquidity make fixed deposits (FDs) one of the most popular investment instruments in our country, especially among risk-averse investors like senior citizens who often rely on their FD returns even for their day-to-day expenses. However, with the Reserve Bank of India keeping the repo rate unchanged at a low of 4% for over a year now, many banks have reduced their FD interest rates. This, coupled with the fact that FD returns are fully taxable according to the tax slab rate of investors could further lower the real rate of returns – something that has been a worrying trend for the investors. That being said, there are still a few private and small finance banks that are currently offering above-average FD interest rates. Invest...

Google has started removing dating apps from its Play Store. The apps that Google is banning on the Play Store are called Sugar Dating or Sugar Daddy apps. The company announced the ban on these apps on June 29. The company has taken this decision to prevent sexual content on its platform. The Play Store said in a statement that it is banning apps that are used to get sex in exchange for money or other benefits. What is Sugar Daddy App? The term sugar daddy is new in India , but it is quite popular in western countries. Talking about Sugar Daddy apps, in this, an older person dates someone younger than him. He spends money on her and fulfills almost all her needs, but in return he wants the company of a younger man or sexual favors. Most Sugar Daddy in India The trend of Sugar Daddy in India is gaining momentum at a slow pace. According to a leading sugar dating app and website, India has the highest number of sugar daddies among Asian countries. Google is banning Sugar Daddy...

State-run telecom company BSNL is making constant efforts to compete with Jio and Airtel. In this episode, now BSNL has launched the cheapest broadband plan for its customers. This plan is much cheaper than other telecom companies. BSNL’s new broadband plan is offering 100GB data to users for just Rs 299. Let us know that while JioFiber’s basic broadband plan is Rs 399, Airtel XStream Fiber Basic plan is Rs 499. Unlimited internet is available in both the plans with the speed of up to 40Mbps. That is, BSNL’s plan is cheaper than both of these plans. BSNL’s Rs 299 broadband plan details Before taking this plan, note that BSNL’s Rs 299 plan is available only for new customers. None of the existing customers can subscribe to this plan. Users can use this plan for six months. For which they will have to pay Rs 299 every month. With this plan of BSNL, 100GB data will be available with the speed of 10 Mbps. After using 100GB of data, users can continue browsing the internet with a s...

There are many paid software’s are available for TDS Return preparing. However NDSL has provided their own Software which is very simple & easy to use. We can use the same for TDS Return Filing. If Assessee has done online registration on Income tax site then entire process become online. Advantage is that we can file the Return online from Anywhere at any time with free of Cost. Check the Attachment explaining the Procedure. Thank you. STEP 01 : CONFIRMING THE CHALLAN STATUS https://tin.tin. nsdl .com/oltas/ ENTER THE DETAILS AS BELOW[ Date Range 2/3 days before or after the challan date ] Now First View Challan details Enter challan Amount then Click on Confirm Amount. Result will be displayed as Amount Matched. Now Download Challan File which will be used for Return Filing. Step 02 : Downloading the NSDL RPU https://ift.tt/3xpR8Yp -etcs/etds-rpu.html Click to continue FILL THE DATA IN MADATORY FIELDS Here 1st Page is FORM where Basic Details need to be entere...

PM Kisan 2021 New List : So far more than 11 crore farmers have joined PM Kisan Samman Nidhi Yojana. The latest installment of Rs 2000 (April-July period). Many farmers have got And if your previous installment or any of your friend’s installment is stuck somewhere then you can easily check it on your mobile phone. PM Kisan 2021: How to check complete details? You can easily see the list of your entire village on your mobile phone, who has received the installment and who has not. There can be many reasons due to which payment may get stuck, such as any discrepancy in Aadhaar name and bank account name, failure of Aadhaar authentication, or any other issue. You can easily check on your phone what the problem is. Visit the PM Kisan Portal and see what has gone wrong. Here is the process of investigation- Open the page http://pmkisan.gov.in/ Under the payment success tab you will see the map of India Click on Dashboard below it You will be directed to the new page i.e. V...

Atal Construction Workers Awas Yojana 2021 : Maharashtra Atal Construction Workers Awas Yojana Form PDF | Download Atal Bandam Kamgar Yojana Application Form | MH State Rural Housing Scheme Government of Maharashtra. Atal Nirman Shramik Awas Yojana (Gramin) 2021 has been started for the construction workers living in rural areas. Under the Construction Workers Housing Scheme in Maharashtra, Govt. Will provide financial assistance of Rs. 1.5 lakh to laborers. This amount can be used to build pucca houses or to convert existing houses into pucca houses. Apply Maharashtra Atal Nirman Shramik Awas Yojana (Rural) 2021 Maharashtra Labor Department launched Atal Nirman Shramik Awas Yojana for construction workers as a part of the flagship Pradhan Mantri Awas Yojana ( PMAY ) Gramin. The housing department of Maharashtra state is going to become the nodal agency for the implementation of Atal Bandam Kamgar Yojana – Gramin Awas Yojana. State government. It is also actively considering p...

Jio Plans: You are getting many offers in these cheap plans of Jio. Also a chance to see many things for free. Let us tell you about these plans. New Delhi: Jio has many plans that offer many offers with subscription to postpaid and prepaid plans. These have facilities like high-speed data and free OTT streaming platform for free. Some of their prepaid plans give users Disney + Hotstar access. We have made such cheap plans of Reliance which give data along with Netflix , Amazon, Disney-Hotstar packages. Let us know about such a plan. Rs 399 plan This is the cheapest plan of JioPostPaid Plus for users. In this plan, you get to watch all three Netflix, Amazon Prime and Disney + Hotstar for free. This plan offers a maximum data rollover of 200GB with 75GB of data. After crossing the 75GB data limit, users will have to buy data at a cost of ₹10/GB. This plan also offers unlimited voice calls and 100 SMS per day. Along with all this, access to Amazon Prime Video subscription is...

From August 1, you will also have to pay for Doorstep Banking Charges. Along with this, the bank has also cut the interest rates (IPPB Interest Rate) from July 1. New Delhi: There is important news for the account holders having an account in the post office. If your account is in India Post Payments Bank, then this news can shock you. In fact, from August 1, you will also have to pay for Doorstep Banking Charges. Along with this, the bank has also cut the interest rates (IPPB Interest Rate) from July 1. That is, now with the increase in your expenses, the profit you get has also reduced. Double blow to bank customers According to IPPB, from August 1, 2021, customers of India Post Payment Bank will have to spend Rs 20 per request for Doorstep Banking Charges per customer. It is worth noting that there is no charge on Doorstep Banking at present. Along with this, giving a big blow to the customers, the bank has also cut the interest rates. Customers having savings account fro...